Your mortgage, in plain sight
Make the long term feel shorter.
See how your monthly repayment works over time, then test what a regular overpayment could save. Everything stays in this browser.
Ready to explore
Updates as you change the figures
Plan details
Useful dates and figures from this projection.
Mortgage loan£240,000
Interest rate4.5% annual
Scheduled finishSep 2051
Overpayment finish—
Fixed deal endsSep 2031
Monthly payment£1,334before overpayment
Payoff dateSep 2051scheduled plan
Total interest£160,208over the scheduled term
Loan to value80.0%£60,000 deposit
Remaining balance
How quickly the loan falls under each plan.
Without overpayments
With overpayments
Fixed ends
Cumulative interest
The cost of borrowing, added up over the life of the mortgage.
Without overpayments
With overpayments
Fixed ends
Overpayment impact
A regular extra payment can change the finish line.
Interest saved£0compared with the scheduled plan
Paid off sooner—No overpayment applied